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Personal Loan Rates
Find affordable rates on our credit cards, auto loans, personal loans and more!
At Partner Colorado Credit Union, we're dedicated to helping members reach their financial goals. When you need a personal loan with wallet-friendly terms, we're here to serve.
| Best Rate APR | Rate Type | Min/Max Term |
|---|---|---|
| 18.00% | Fixed | Line of Credit |
| Type of Loan | Best Rate APR (Variable) | Rate Type | Minimum Funds | Min/Max Term |
|---|---|---|---|---|
| Credit Cards | 14.99% | Variable | Line of Credit | |
| Secured Credit Cards | 13.50% | Variable | Min $1000.00 funds must be seasoned | Line of Credit |
| Credit Builder—Secured Credit Card | 13.50% | Variable | Line of Credit |
| Type of Loan | Best Rate APR | Rate Type | Min/Max Term |
|---|---|---|---|
| Savings Secured Loan | 3.00% | Variable, above current Dividend Rate | 0-12 Months |
| Savings Secured Line of Credit | 3.00% | Variable, above current Dividend Rate | Line of Credit |
| Credit Builder Savings Secured Loan | 4.00% | Variable, above current Dividend Rate | 0-12 Months |
Savings Secured Loan Payment Example
Loan of $1,000 paid off over 12 months at 3.05% APR will have a monthly payment of $84.72.
Credit Builder Loan Payment Example
Loan of $1,000 paid off over 12 months at 4.05% APR will have a monthly payment of $85.18.
| Type of Loan | Best Rate APR | Rate Type | Min/Max Term |
|---|---|---|---|
| Signature Loan Intro Rate Special¹ | 6.24% | Fixed | Fixed Rate For 12 Months; 0-60 Month Term |
| Signature Loan | 10.24% | Fixed | 0-60 Months |
| Signature Line of Credit | 15.99% | Variable | Line of Credit |
| Tuition Reimbursement Loan | 7.25% | Fixed | 0-90 Months |
Signature Loan Payment Example
Loan of $10,000 for five years at 10.24% APR will have a monthly payment of $213.68.
Tuition Reimbursement Loan Payment Example
Balance of $30,000 paid off over six years at 7.25% APR will have a monthly payment of $515.13.
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APR: Annual Percentage Rate
Prime Rate: 8.50% Annual Percentage Rate (APR)
Credit Score Information: A less favorable rate is based upon the information contained in your credit report. A free copy of your credit report may be obtained from Experian at 1-888-397-3742. Consumer address to purchase credit report: Experian/NCAC, 701 Experian Parkway, P.O. Box 2104, Allen, TX 75013-0919
Line of Credit: A line of credit is a pre-established amount of credit extended to a borrower by a lender that the borrower can draw against as needed. Additional rules and guidelines may apply.
Credit Card Transaction Fees: Foreign Transaction = 1.00% of each foreign currency transaction in U.S. dollars. Foreign Transaction= 0.80% of each U.S. dollar transaction that occurs in a foreign country.
Real Estate: First Mortgages: Your Credit Union offers a variety of first mortgages to fit your particular situation: See a Partner Colorado Credit Union representative for the most current rates.
-Fixed rate options- 30 year or 15 year
- Adjustable rate options- 3/1 or 5/1
- Refinances or purchases
- Low closing costs
Miscellaneous:
All rates displayed are Annual Percentage Rate (APR). These are accurate and effective for the date indicated at the top of the page. All loans are subject to credit approval. If you have any questions or require current rate information on your accounts, please call the Credit Union at (303)422-6221 or (800)367-2474. Rates are subject to change until loans are closed.
If you choose to sign loan closing documents in person, instead of signing your loan documents using an electronic signature via DocuSign, your approved loan rate will increase by 0.25% APR. This rate increase applies to most vehicle loans, as well as all personal loans and credit cards.
APR=Annual Percentage Rate. The introductory rate is 4.00% APR off regular signature loan rates (currently ranging from 10.24% APR-16.25% APR). Introductory loan rates range from 6.24% APR-12.25% APR. All applicants subject to credit and income verification. APR shown is for well-qualified borrowers. Final rate may vary based on creditworthiness. Valid October 1-December 31, 2023.