Our checking accounts powered by BaZing take money management to new heights.

Elevated High Interest Checking

Earn money on your deposits and save money with fuel, shopping, prescriptions and other discounts.

Elevated Checking

The checking account that's got your back with extras that include roadside assistance, travel insurance, ID theft protection and more.

Essential Checking

Everything you need to keep your finances in shape - including Online Banking, our Mobile Banking App and a free Visa® debit card.

Ascent Checking

Customized for on-the-move young adults, this checking option offers high-tech tools and 24/7 account access.

Fresh Start Checking

Had money problems in the past? This full-service account provides everything you need to regain your financial footing.

Overdraft Line of Credit

When an oversight leads to an overdraft, this coverage kicks in.

Courtesy Pay

When your checking balance runs low, we may be able to help you.

Order Checks Online

Time to reorder checks? We make it easy.

Direct Deposit

Fast-track your paycheck into your Partner Colorado account.

Elevated High Interest Checking
Elevated Checking
Essential Checking
Ascent Checking
Overview Information

Do you frequently use your debit card and want to earn interest on your checking balance?

Do you have a cell phone or look for deals when you shop?

Do you want a low-cost account with basic benefits?

Are you between the ages of 18 and 26?

BaZing Benefits

Yes

Yes

ID Theft Benefit only

ID Theft Benefit only

Interest Earned5

Yes

Checks (starter pack)

Yes

Yes

Official Checks

Unlimited

Unlimited

$3 per check

$3 per check

Shared Branching

Unlimited

Unlimited

4 free
$2 after each 4

Unlimited

CO-OP ATMs6

Unlimited

Unlimited

4 free
$2 after each 4

Unlimited

Non CO-OP ATMs6

Unlimited

Unlimited

$1 per transaction

Unlimited

Discounted Courtesy Pay/NSF fees

$25 per incident

Cost

$8 monthly

  • FREE when you swipe your debit card 20 times per month and enroll in eStatements and online banking

$7 monthly

$9 monthly

  • Reduced by $7 by maintaining a minimum $100 balance or enrolling in eStatements.
  • Reduced by $2 if Identity Theft Benefit is removed.

$2 monthly

  • Reduced by $2 if Identity Theft Benefit is removed.
Elevated High Interest Checking
Overview Information

Do you frequently use your debit card and want to earn interest on your checking balance?

BaZing Benefits

Yes

Interest Earned5

Yes

Checks (starter pack)

Yes

Official Checks

Unlimited

Shared Branching

Unlimited

CO-OP ATMs6

Unlimited

Non CO-OP ATMs6

Unlimited

Discounted Courtesy Pay/NSF fees
Cost

$8 monthly

  • FREE when you swipe your debit card 20 times per month and enroll in eStatements and online banking
Elevated Checking
Overview Information

Do you have a cell phone or look for deals when you shop?

BaZing Benefits

Yes

Interest Earned5
Checks (starter pack)

Yes

Official Checks

Unlimited

Shared Branching

Unlimited

CO-OP ATMs6

Unlimited

Non CO-OP ATMs6

Unlimited

Discounted Courtesy Pay/NSF fees

$25 per incident

Cost

$7 monthly

Essential Checking
Overview Information

Do you want a low-cost account with basic benefits?

BaZing Benefits

ID Theft Benefit only

Interest Earned5
Checks (starter pack)
Official Checks

$3 per check

Shared Branching

4 free
$2 after each 4

CO-OP ATMs6

4 free
$2 after each 4

Non CO-OP ATMs6

$1 per transaction

Discounted Courtesy Pay/NSF fees
Cost

$9 monthly

  • Reduced by $7 by maintaining a minimum $100 balance or enrolling in eStatements.
  • Reduced by $2 if Identity Theft Benefit is removed.
Ascent Checking
Overview Information

Are you between the ages of 18 and 26?

BaZing Benefits

ID Theft Benefit only

Interest Earned5
Checks (starter pack)
Official Checks

$3 per check

Shared Branching

Unlimited

CO-OP ATMs6

Unlimited

Non CO-OP ATMs6

Unlimited

Discounted Courtesy Pay/NSF fees
Cost

$2 monthly

  • Reduced by $2 if Identity Theft Benefit is removed.
*

Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

**

Rewards Points provided by ScoreCard® Bonus Point Program. Account holders earn one point for every three qualified dollars in net purchases using signature-based debit card transactions and for every five qualified dollars in net purchases using PIN-based debit card transactions. There is no limit to the number of points an account can earn in one year. Points expire within 36 months.

1

Subject to the terms and conditions detailed in the Guide to Benefits.

2

Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES OR ANY GOVERNMENT AGENCY.

3

You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions, you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

4

Identity and credit monitoring and Billshark require activation to begin.

5

To earn the highest interest rate, you must meet the following monthly requirements: complete twenty 
(20) signature-based debit card transactions ($5 minimum per transaction), utilize eStatements, and use online or mobile banking with a valid email address. For accurate interest rates, please see the Rate Sheet.

6

Members are responsible for any surcharge fee that applies from another financial institution’s ATM